Solutions

Built for the verticals you serve.

Traditional PayFacs decline by category. We underwrite by case. Find your vertical below — or tell us about one we should add.

In-house sales ops

We don’t just match you to a vertical — we sell into it for you.

Other PayFacs hand you docs and tell you which categories they accept. ChargeLoop runs a full payments-trained sales floor — ours, not yours — that closes your customers into processing on your behalf.

We’re the experts. Send us the merchant; we handle every conversation about rates, fees, settlement, and timing — in your vertical, in their language.

In-house team
Yes
You hire?
Zero reps
Conversation owners
Us

Sales-as-a-Service. A real team, fully managed by ChargeLoop, ready to sell payments to your customers from day one.

  • Trained on payments, not generic SDR scripts

    Our reps speak fluently about interchange, rates, fees, settlement timing, and the specialty-vertical underwriting that matters in your customer base.

  • Outbound, inbound, and customer success

    Same team handles new merchant outreach, inbound product questions, and ongoing account questions. Your customers get one consistent payments contact.

  • Pipeline managed end-to-end

    We run the qualification, the discovery, the fee conversation, and the close. You see the merchant land in your software with payments live.

  • Reporting tied to your book

    Activity dashboards by vertical and by your customer segment. You see what we’re selling, what’s closing, and what’s in motion.

Field service

We approve mobile-first dispatch platforms others stall on.

Field-service ISVs serve plumbers, HVAC, lawn care, pest control. Payments are mobile, often deposit-based, and frequently recurring under service-plan models — patterns traditional processors flag as risky.

  • Deposit / prepayment models accepted
  • Recurring service-plan billing supported
  • Mobile capture and SMS pay links built in
Healthcare practice management

Specialty health gets a yes from us.

Practice-management ISVs serving chiropractic, dermatology, dental, behavioral health, weight management. Underwriting often hits friction on specialty health categories — we treat them case-by-case.

  • Specialty-health categories underwritten case-by-case
  • Patient recurring billing & payment plans
  • HIPAA-aware processing surfaces
Salon / spa

Built for prepaid services and tipped transactions.

Salon and spa ISVs need clean tip flow, prepaid bookings, and per-stylist payouts on the same platform.

  • Tip handling with per-pro payout splits
  • Prepaid booking / package billing
  • Mobile reader support for mobile pros
Gym / fitness

Membership platforms with the rev-share economics you want.

Gym and fitness ISVs run on recurring membership billing — high transaction frequency, freeze flows, and predictable churn. We optimize for that pattern.

  • Recurring membership billing optimized
  • Freeze, pause, and cancellation flows supported
  • Reduced declines on subscription cards
Dispensary ops

Dispensary-adjacent platforms get real underwriting attention.

Dispensary ops platforms (compliance, inventory, ID verification) often serve merchants traditional processors won't touch. We underwrite the dispensary-adjacent software side case-by-case.

  • Dispensary-adjacent ISVs underwritten case-by-case
  • Compliance-aware merchant onboarding
  • Partner banking relationships available
Contractor estimating

High-ticket and progress billing without friction.

Estimating and project-management ISVs for contractors push high-ticket transactions through milestone billing. Underwriting frequently flags ticket size; we accommodate it.

  • High-ticket transactions accommodated
  • Progress and milestone billing supported
  • Deposit and retainer flows
Restaurant POS

Restaurant-shaped settlement out of the box.

Restaurant POS ISVs need tip handling, cash-discount and surcharge support, and same-day funding for thin-margin operators.

  • Tip pooling and distribution
  • Cash discount / surcharge programs supported
  • Same-day funding available
Marketplaces

Built for split funds and seller onboarding at scale.

Marketplaces and platforms onboarding many sellers need scalable seller KYB/KYC and reliable split-funds payouts.

  • Bulk seller onboarding APIs
  • Split-funds and delayed-release payouts
  • Marketplace-friendly chargeback handling
Don’t see yours?

Tell us about it.
We probably underwrite it.

If your vertical isn’t on the list above, that doesn’t mean we won’t take it. It often means we haven’t written it up yet.

Real human within one business day. No auto-sequencing.